Insurance Insights
Research, analysis, and thought leadership for Ghana’s insurance professionals.
Is It Right to Repudiate Insurance Claims Because of “No Valid Driving License”?
The “no valid driving license” clause in motor insurance policies has long been a point of contention between insurers, policyholders, and accident vi...
What is Professional Indemnity (PI) Insurance and who it is designed for?
Professional Indemnity (PI) insurance is a type of liability insurance that protects professionals and their businesses against claims of financial lo...
Corporate Insurance: Protecting Your Business in Manufacturing, Oil & Gas, and Beyond
Ghana's economy is a dynamic mix of established industries and new-world growth. From the bustling factories in Tema to the high-stakes operations off...
Bank of Ghana’s New Bancassurance Directive: A Catalyst for Greater Transparency and Consumer Protection
By InsureGhanaIn a decisive move to strengthen consumer protection and streamline collaboration between banks and insurance companies, the Bank of Gha...
Reinsurance in Ghana: Navigating a Shifting Landscape and Persistent Challenges
Reinsurance—often referred to as “the insurer’s insurance”—is the quiet backbone of every resilient insurance market. It allows primary insurers to tr...
Why Insurance Claims Delay in Ghana — A Deep Look Behind the Waiting Game
By InsureGhana Editorial TeamInsurance is built on one promise: that claims will be paid when loss strikes. Yet across Ghana, policyholders often wait...
What is Fire Insurance? Your Essential Shield Against Catastrophe
What is Fire Insurance? Your Essential Shield Against Catastrophe Fire insurance is a specialized, crucial type of property insurance designed to...
Insurance Brokers as Architects of Resilience in Ghana's Financial Landscape
Insurance Brokers as Architects of Resilience in Ghana's Financial LandscapeThe insurance sector in Ghana, though stable, contends with a perennially...
Premium Undercutting in Ghana: When Cheap Becomes Costly
Premium Undercutting in Ghana: When Cheap Becomes CostlyPremium undercutting remains one of the most persistent and damaging challenges facing Ghana’s...